The headline number is only part of a deal. How and when you're paid — and what risks you keep — can matter just as much.
The portion paid at closing, typically funded by buyer equity and bank debt.
A note from the buyer to the seller, with negotiated term, interest, security, and subordination.
Additional payments tied to post-closing performance, with clear metrics and reporting rights.
Retaining a minority stake to share in future growth under a new owner.
Setting a fair "peg" so neither side is surprised by post-closing adjustments.
Consulting or employment agreements, non-competes, and key-employee retention.
For buyers, we prepare lender-ready packages and introduce you to banks and SBA-preferred lenders active in acquisition financing. For sellers, we assess the buyer's financing plan early so you can weigh certainty of closing alongside price.
We don't lend money or arrange securities offerings. Financing decisions are between you and the lender.
The choice affects taxes, liabilities, contracts, and licenses. We help you understand the commercial trade-offs and work with your CPA and attorney on the tax and legal consequences.